Mortgage Calculator
BEST HOUSING LOAN RATES (AS OF )
★
Fixed Rate
1.35% p.a.
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Floating Rate
(SORA details)
SORA + spread
$
Maximum Loan amount based on 75% of Purchase Price:
years
Max tenure for a refinancing loan is 35 years or up to age 75 whichever earlier
$
$
TDSR is based on total monthly debt obligations / gross income (55% cap). For HDB and EC, MSR also applies (total monthly mortgage / gross income capped at 30%).
Enter your existing rate to estimate your current monthly instalment.
ESTIMATED MONTHLY INSTALMENT
Your Current Package
At % p.a.
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BEST PACKAGE
Potential Savings
per month
Approx.
over 2 years
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BEST PACKAGE
TDSR Affordability (New Purchase)
Max monthly instalment under TDSR (55%):
Max monthly instalment under MSR (30%):
Estimated monthly instalment for this loan at 4.00% p.a.:
For illustration only. Actual bank assessment may differ
based on full income documents, credit checks, and latest
MAS guidelines on TDSR/MSR.
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Estimated instalments are for illustration only and may differ
from bank-assessed figures.
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