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SORA Calculator

ALL BANKS. ALL RATES. ONE LOAN MART.

Best home loan rate

Track Singapore's latest loan rates in one clear view

1.36%
p.a floating
Updated 24 July 2026
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Compare Home Loan, Personal and Car/COE loan rates, monitor rate trends, and get your best rates.

Latest Home Loan Rates Updated 24 Jul 2026 Latest 1M SORA 1.24% Latest 3M SORA 1.16% Top Fixed Rate 1.45% Top Floating Rate 1.36%

Top 3 Bank rates

Getting the best housing loan interest rate in Singapore is easy!

2-Year Fixed
1.45%
per annum
Apply Now
2-Year Floating
1.36%
per annum
Apply Now
Building Under Construction (Floating)
1.36%
per annum
Apply Now
  • Last Updated:
  • 24/07/2026
  • Source: partner banks / MAS

Best For You

I’m buying a home Max 35 Tenures • 500K Max Loan • 1.4% p.a. Lowest Rate
I’m refinancing Max 35 Tenures • 500K Max Loan • 1.4% p.a. Lowest Rate
I need cash cashing out of home equity

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Interest rate trends

  • Last Updated:
  • 24/07/2026
Jul 2024
Now
3.52% p.a.
-2.28%
Now
1.24% p.a.
3.52% p.a.
1.24% p.a.

Interest rate trends

Last updated: 23/07/26
SORA: 1.36%
Source: Google Sheet / MAS Domestic Interest Rates - Daily
Latest SORA
Overnight SORA
1.36%
1 Month Compounded SORA
2 years ago: 3.52%
1.24% (-2.28%)
3 Month Compounded SORA
2 years ago: 3.64%
1.16% (-2.48%)
6 Month Compounded SORA
1.10%
Rates shown are indicative and may vary by MAS & banks.

frequently asked questions