ALL BANKS. ALL RATES. ONE LOAN MART.

Best home loan rate

Track Singapore's latest loan rates in one clear view

1.40%
p.a floating
Updated 7 September 2026

Compare Home Loan, Personal and Car/COE loan rates, monitor rate trends, and get your best rates.

Latest Home Loan Rates Updated 07 Sep 2026 Latest 1M SORA 1.33% Latest 3M SORA 1.20% Top Fixed Rate 1.45% Top Floating Rate 1.40%

Top 3 Bank rates

Getting the best housing loan interest rate in Singapore is easy!

2-Year Fixed
1.45%
per annum
Apply Now
2-Year Floating
1.4%
per annum
Apply Now
Building Under Construction (Floating)
1.4%
per annum
Apply Now

Best For You

I’m buying a home Max 35 Tenures • 500K Max Loan • 1.4% p.a. Lowest Rate
I’m refinancing Max 35 Tenures • 500K Max Loan • 1.4% p.a. Lowest Rate
I need cash cashing out of home equity

How It Work

Simple and Complete in 3 Steps

Compare

Find the right Loan

Get Offer

Receive the best offers

Apply

Fill out a quick form

Trusted Bank Partners

Secure Form • No obligation • Fast response • Transparent comparisons

Interest rate trends

Sep 2024
Now
3.47% p.a.
-2.15%
Now
1.33% p.a.
3.47% p.a.
1.33% p.a.

Interest rate trends

Last updated: 04/09/26
SORA: 1.09%
Source: Google Sheet / MAS Domestic Interest Rates - Daily
Latest SORA
Overnight SORA
1.09%
1 Month Compounded SORA
2 years ago: 3.47%
1.33% (-2.15%)
3 Month Compounded SORA
2 years ago: 3.56%
1.20% (-2.36%)
6 Month Compounded SORA
1.13%
Rates shown are indicative and may vary by MAS & banks.

frequently asked questions