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Singapore Car Loans • Compare & Apply

Get a better car loan rate — drive smarter

Compare bank and finance packages with clear interest rates, tenure, and key terms. Find the right fit for your car type and budget — without the confusion.

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Rates are indicative and may vary by vehicle age, loan quantum, and borrower profile.
Best Car Loan
New/Used
2.48%
per annum
Apply Now
Best COE Loan
Car
2.78%
per annum
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Best Motorcycle Loan
New/Used
4.00%
per annum
Apply Now

Best For You

I’m renewing COE Max 35 Tenures • 500K Max Loan • 1.4% p.a. Lowest Rate
I’m refinancing Max 35 Tenures • 500K Max Loan • 1.4% p.a. Lowest Rate
I need cash

Prevailing Quota Premium (PQP) Rates

Renewing your COE or buying a pre-loved car? To keep your vehicle beyond its current COE expiry, you’ll need to pay the applicable PQP, which is based on the average COE prices over the past 3 months and changes monthly.

Our Car Evaluation service can help assess the vehicle’s condition and uncover hidden issues before you decide. Click here to learn more.

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Today's Indicative car loan rate from

2.38%

p.a

Tenure

Up to 7 years

Car type

New / Used

Approval

Varies by lender

Rates shown are indicative and may vary by borrower profile, vehicle age/valuation and lender criteria.

Top Car Loan Offers

Indicative rates
Rates are indicative and may vary by borrower profile, vehicle details, and lender promotions.

Types of car loans

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COE Car Loan

→

  • Competitive rates for COE renewal
Lowest As 1.5%

Refinancing Car Loan

→

  • Non - TDSR
  • Unlock Equity
  • Improve cashflow
Lowest As 1.2%

Who is eligible?

Quick self-check

You’re generally eligible if you:

  • Age requirements (lender-dependent)
  • Stable income (salaried or self-employed)
  • Acceptable credit standing
  • Can meet required downpayment
  • Manageable existing debts

What you’ll need

  • NRIC / FIN
  • Latest payslips or IRAS NOA
  • CPF contribution history
  • Option to Purchase / Sale & Purchase (for new purchase)
  • Existing loan statement (for refinancing)
Tip: Prepare documents early for faster processing.

Car Loan FAQs

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